问题
Why is a secure standard of living harder to reach than a generation ago?
说出你的本意。只有两位作者都同意，两张卡片才会合并。
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合并重复卡片
仅限两张提出相同主张的卡片。
为什么
只有两位作者都同意才会合并。合并之前，请先在卡片的侧边讨论里讨论意思。
已合并 "Output per hour kept rising; p…" → "Productivity rose and pay stop…"
Pensions moved from a promise by an employer to a bet by an employee
Narrower than it reads — the wider claim is someone else's card.
Classification as self-employed removes protections without removing dependence
Degrees became the entry ticket and the debt came with them
Bargaining power moved from labour to capital gradually and completely
Anyone without them was priced out of ever holding them
类别 1讨论
The statistics say the median is fine and the median household disagrees
Nobody has ever added up what was transferred to households
A skill has a shorter life than a career
Risk was transferred to households and called flexibility
Not an accusation: an institution can do this with everyone acting in good faith.
Training is an employer cost, so nobody trains anyone
Scope: the last two decades, not all history.
A firm can move production and a worker cannot move country
Meaning the general pattern, not one case.
The measured rate of inflation is not the rate a young family faces
Public services filled part of the gap and were then cut
Not an accusation: an institution can do this with everyone acting in good faith.
Anyone holding assets in 2009 has done well without deciding anything
I mean this as an observation; I would want it tested.
类别 1讨论
Three employers in a town is not a market for workers
To be precise: this is about the mechanism, not anyone's motives.
Everything that got cheaper is optional and everything essential got dearer
The things that used to be bought once are now rented forever
类别 3讨论
Debt made the fall invisible until it was not
Not an accusation: an institution can do this with everyone acting in good faith.
Employment law was written for a job that no longer exists
To be precise: this is about the mechanism, not anyone's motives.
The tax system taxes the wage more than the asset
Narrower than it reads — the wider claim is someone else's card.
类别 2讨论
A single wage no longer supports a household
Competition policy stopped worrying about labour markets
What used to be a job is now a series of contracts
类别 3讨论
Cheap credit substituted for wages for twenty years
Inheritance now decides more outcomes than income does
类别 2讨论
Non-compete clauses reach people who earn very little
Narrower than it reads — the wider claim is someone else's card.
Union membership fell and with it the wage floor for everyone
Credentials inflated because everyone responded to the same signal
Not an accusation: an institution can do this with everyone acting in good faith.
Assets rose faster than wages for four decades
Narrower than it reads — the wider claim is someone else's card.
A household absorbs shocks that used to be absorbed by an institution
Meaning the general pattern, not one case.
Productivity rose and pay stopped following it
Not an accusation: an institution can do this with everyone acting in good faith.
Interest rates were held low for a decade and asset prices did what follows
Scope: the last two decades, not all history.
The share of output going to wages fell and nobody decided it
Narrower than it reads — the wider claim is someone else's card.
Housing, childcare and health are counted like televisions
Two incomes became necessary and childcare ate the second
I mean this as an observation; I would want it tested.
The cost of the essentials rose faster than the basket used to measure inflation