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As data: every judged pair in this room (CSV). Each claim has its own address, /c/8a3ad28/<card>, listed under the map.
Credit when you publish: Causal map: True Causes, https://truecauses.org/d/8a3ad28
THE QUESTION

Why can working people no longer afford a home here?

Say what you meant. Two cards merge only if both authors agree.

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Merge duplicates
Only for two cards making the same claim.
why
A merge happens only when both authors consent. Argue meaning in the card's side chat before folding anything.
merged "The rules exist; nobody makes …" → "Nobody enforces the standards …"
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The word 'housing crisis' is used by people who own two
cluster 4
Nothing said yet.
A viewing is forty people in a corridor
I mean this happens weekly, not once in a while.
Nobody enforces the standards that already exist
Being evicted once makes the next tenancy harder to get
Narrower than it reads; the wider version is someone else's card.
A tenants' association is treated as a nuisance
The agent charges both sides and represents neither
The only leverage a tenant has is leaving
cluster 3discuss
The people who decide have never been served a notice
cluster 4discuss
Benefit is paid a month late and arrears are grounds for eviction
Complaining about damp gets you a section notice
cluster 3discuss
The owner is a company in another country
People stay in a bad flat because moving is worse
Building anything takes years of permissions
I mean this happens weekly, not once in a while.
Rents are set by what the last desperate person agreed to
Scope: here specifically, not everywhere.
Migrants are asked for documents the law does not require
Scope: here specifically, not everywhere.
Reporting a landlord takes a year and you have moved by then
The flat is cold because the landlord pays no heating bill
We are the majority here and have no seat anywhere
Nobody will rent to you without three months up front
cluster 1discuss
You cannot register with a doctor without an address
Scope: here specifically, not everywhere.
cluster 1discuss
A guarantee requirement excludes anyone whose parents rent
Nobody has ever asked us what would fix it
There is no register of who owns what
Observed, not measured — I would want the data too.
cluster 5discuss
Every move costs a month's rent in fees and vans
Rents rise faster than wages every year
I mean this happens weekly, not once in a while.
Empty flats are worth more than let ones to some owners
Nobody knows what the flat next door pays
Half my street is students and the other half is short lets
You are asked for a guarantor who owns property
Nobody can afford to live where the work is
The word 'housing crisis' is used by people who own two
My rent pays someone else's mortgage on the flat I live in
To be precise: this is about the situation, not a person.
Nobody in my building knows their neighbours
Narrower than it reads; the wider version is someone else's card.
One late payment ends a tenancy and starts a record
I mean this happens weekly, not once in a while.
cluster 2discuss
Children change school every time the tenancy ends
Narrower than it reads; the wider version is someone else's card.
cluster 2discuss
The council has four inspectors for forty thousand homes
The cheapest flats have the highest bills